Jim Tyrpak www.tfafinancial.com

Tyrpak Financial Associates is a financial services firm focusing on life, individual disability and long-term care insurance, as well as retirement and investment solutions. We provide value-added service by helping to enhance the economic position of families and businesses. We create customized financial plans for high net-worth individuals, closely held companies and professionals. 

We feel our obligation to our clients is to identify and understand their business and personal needs. We develop creative and practical solutions, offer products and professional services designed to provide value, and establish close rapport to ensure continuous support and periodic re-evaluation of needs. 
 
 
                            

 

 

Tyrpak Financial Associates is proud to be the branch office of ING Financial Partners in the Town of Amherst.  Congratulations to the Town on being selected to the America's Promise Alliance 100 Best Communities for Young People presented by ING.

 
 
Calculators

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Risk Tolerance

This calculator is designed to help you clarify your comfort level with investment risk.

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

Disability Income Insurance

How much Disability Income Insurance do you need?

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Newsletters

Variable Annuities and Your Retirement Strategy

An insurance product may appeal to pre-retirees who want to invest more of their current incomes for retirement and defer taxes on market gains. A variable annuity enables investors to pursue investment gains with the option to purchase guarantees (for an additional cost) to help protect against the downside risks of investing in the markets.

Protection from a Range of Liability Claims

It's projected that American companies will face $183 billion in tort costs in 2011, and $152 billion of that will land on the books of small businesses. Fortunately, there are several forms of business liability insurance that can help offset these unforeseen costs.

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

HOT TOPIC: Current Economic Conditions and the Prospect for Inflation

Inflation jumped up to 3.2% in April. That’s still below the 50-year average but it may be little consolation for anyone who has been to a gas station or a grocery store recently.

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